Privacy and Usage Policy
Effective Date: June 24, 2025
1. Introduction
Welcome to icaec.org (the “Site”), operated by the Institute of Chartered Accountants of the Eastern Caribbean (“we,” “our,” or “us”). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.
2. Information We Collect
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Information You Provide: When you register for an account, subscribe to newsletters, or contact us, you may provide personal information such as your name, email address, phone number, and organization.
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Automatically Collected Data: We automatically collect certain information about your device and use of the Site, including IP address, browser type, operating system, referral URLs, pages viewed, and timestamps.
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Cookies & Tracking Technologies: We use cookies, web beacons, and similar technologies to recognize you across visits, personalize content, and analyze Site activity. You can manage cookies through your browser settings.
3. How We Use Your Information
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To Provide & Improve Services: Process requests, maintain your account, and deliver Site features.
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Communications: Send you updates, informational materials, and administrative messages (you may opt out of marketing).
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Analytics & Research: Understand usage patterns, diagnose technical issues, and improve the Site.
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Legal Compliance & Safety: Detect and prevent fraud, enforce our Terms of Use, and comply with legal obligations.
4. Sharing & Disclosure
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Service Providers: We may share your data with third-party vendors who perform services on our behalf (e.g., hosting, analytics, email delivery).
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Legal Requirements: We may disclose information to comply with applicable laws, regulations, legal processes, or enforceable governmental requests.
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Business Transfers: In the event of a merger, acquisition, or sale of assets, user information may be transferred to the successor entity.
5. Third-Party Links
The Site may contain links to third-party websites or services. We do not control their privacy practices. Please review each site’s privacy policy before providing personal information.
6. Data Security
We implement reasonable technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. However, no internet transmission is entirely secure.
7. Data Retention
We retain personal information only as long as necessary to fulfill the purposes described in this Policy or as required by law. When no longer needed, we will securely delete or anonymize it.
8. Children’s Privacy
The Site is not directed to children under 13. We do not knowingly collect personal data from children under 13. If you believe we have inadvertently collected such data, please contact us to request deletion.
9. Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict processing of your personal data. You may also object to certain processing and request data portability. To exercise these rights, please contact us using the information below.
10. Changes to This Policy
We may update this Policy to reflect changes in our practices or applicable law. We will post the revised date at the top and, where appropriate, notify you of material changes.
11. Contact Us
If you have questions or concerns about this Privacy Policy, please contact:
Institute of Chartered Accountants of the Eastern Caribbean
Email: icaecslu@gmail.com
Mercury Court, Choc Estate
P O Box 1515
Castries
Saint Lucia
Effective Date: June 24, 2025
1. Acceptance of Terms
By accessing or using icaec.org (the “Site”), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Site.
2. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of the Institute of Chartered Accountants of the Eastern Caribbean or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may view and download content for personal, non-commercial use only.
3. Permitted Use & Restrictions
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You agree not to reproduce, distribute, modify, or create derivative works from Site content without prior written permission.
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You may not use the Site for any unlawful purpose, or in a way that could damage or impair the Site.
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You agree not to reverse-engineer, decompile, or attempt to extract source code from the Site.
4. User Accounts
Some Site features may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately of any unauthorized use.
5. User Conduct
You agree not to:
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Post or transmit any content that is unlawful, harmful, or infringes upon third-party rights.
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Use the Site to harass, threaten, or defame others.
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Introduce malicious code (e.g., viruses) or abuse Site resources.
6. Disclaimers
The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied. We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability
To the fullest extent permitted by law, the Institute of Chartered Accountants of the Eastern Caribbean and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising out of your use of, or inability to use, the Site.
8. Indemnification
You agree to indemnify and hold harmless the Institute of Chartered Accountants of the Eastern Caribbean and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your breach of these Terms or your use of the Site.
9. Governing Law & Dispute Resolution
These Terms are governed by the laws of Saint Lucia. Any dispute arising under or relating to these Terms will be resolved in the courts of Saint Lucia.
10. Changes to Terms
We may revise these Terms at any time by posting an updated version on the Site. Your continued use after such changes constitutes acceptance of the new Terms.
11. Contact Information
For questions about these Terms, please contact:
Institute of Chartered Accountants of the Eastern Caribbean
Email: icaecslu@gmail.com
Mercury Court, Choc Estate
P O Box 1515
Castries
Saint Lucia
By using icaec.org, you acknowledge that you have read, understood, and agree to both this Privacy Policy and these Terms of Use.
